What is the minimum car insurance in Pennsylvania?

The minimum limits for Pennsylvania auto insurance are: Bodily injury liability coverage: $15,000 per person, $30,000 per accident. Property damage liability coverage: $5,000. Uninsured motorist coverage: $15,000 per person, $30,000 per accident*

Is it illegal to drive a car without insurance in PA?

If you are changing auto insurance and you are aware that there will be a lapse in coverage, you must immediately return your registration information during this time to prove you have not driven your uninsured vehicle. Driving without insurance in Pennsylvania is dangerous and illegal.

Do cops run insurance cards?

“Once you’re pulled over, police can run your plates and the inquiry is done instantaneously,” Hageli says. This means even if drivers flash a phony insurance card or one from a defunct policy, officers can scan your vehicle and check the state database to see if it’s actually insured.

What is the cheapest car insurance in Pennsylvania?

General Casualty has some of the lowest car insurance rates in Pennsylvania at around $726 per year. Erie, Travelers, USAA , and Penn National also qualify as some of the cheapest Pennsylvania car insurance companies.

What is the minimum coverage for auto insurance?

State Minimum Car Insurance. State minimum car insurance means a policy that meets the state coverage requirements for you to drive legally. It differs by state, but it usually falls around the $15,000/$30,000 mark. State minimum coverage typically includes: Bodily Injury Liability. Property Damage Liability.

What is auto insurance rating?

Auto Insurance Rating. Auto insurance companies have their own rating factors to set premiums for their policies; however, car insurance companies themselves are also rated. Car insurance companies receive ratings on customer satisfaction and financial strength.

What is auto insurance?

Auto insurance is a policy purchased by vehicle owners to mitigate costs associated with getting into an auto accident.